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Is The goDutch App Safe And Secure?

Is The goDutch App Safe And Secure?

Online payments are fairly common today but most people are still a bit hesitant to go through with them. Most millennials might be super active on social media but when it comes to connecting their bank information to a digital transaction…they always get befuddled.

But now since digital is the way to go, here’s why goDutch should be your go-to for splitting bills & expenses:

1. Assurance With UPI Payments On goDutch

goDutch is an app where you can not only split bills but settle them via UPI! Every user’s UPI information is safe as it is processed by India’s leading payment gateway, Razorpay.

Your UPI information is simply collected so that you and your friends can easily conduct transactions. And it is impossible for any transactions to happen without your authorisation as each of them requires your security pin.

2. Card Information Isn’t Stored

The goDutch card can easily be connected to your debit or credit card in order to process group payments in real-time!

The app doesn’t store your card information on its server, just verifies it. Therefore, ensuring that your banking information is safe and in your own hands.

3. Partnered With Reputed Bank

The goDutch virtual card enables friends to conduct group payments in real time. Just one person uses the card and everyone else’s share is deducted from their respective payment methods in one go.

You can even use the card to avail exclusive discounts on Furlenco, Myntra and more! While this system saves time, in no way does it compromise on security by ensuring that goDutch has passed all of the app vulnerability tests under CSB Bank.

4. Best Practices Implemented

There is an implementation of best practices under the guidance of the in-house technical architect of our cloud service provider AWS.

The app is also constantly monitored with frequent testing in order to curate the best possible experience for its users.

5. Experienced Team

The team consists of stellar engineers who are the backbone of goDutch.

They have worked at multiple fast-growing tech startups and are thus incredibly familiar with and have implemented all kinds of security measures.

Think we missed something? Then send us your queries to support@godutchpay.in and we’ll be happy to answer them!

The goDutch app aims to not just be an app but more of an experience. The goal is to become the responsible member of your friend group, the ‘mom’ per se. Where they keep track of money, ensure all bills are handled while you can have a nice time stress-free.

Also, you can save money while spending it! Refer friends on the goDutch app and earn upto Rs.5000!

Now that you’ve seen our security measures are a ton,
Time to goDutch and have some fun!

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What Is goDutch?

What Is goDutch?

Bill splitting apps are a dime a dozen but quantity doesn’t necessarily mean quality. And goDutch is here to change that. The pandemic brings clarity on the importance of living for now, then why must we leave bills for later?

What Is goDutch?

goDutch is a financial movement that makes group expenses more effortless than you can ever imagine. Money management is the very first step of adulting and this app makes it accessible with just one click. One can split bills, track expenses and pay via UPI, all in one place. The app is constantly updated with a lot more features and even has exclusive discounts!

How To Get Started?

Contact is now a thing of the past with social distancing being the new viral necessity. Hence, it’s time to take our transactions on the digital route. Opt for Google Pay or Paytm for quick payments whereas when it comes to group bills that are much more complicated, there’s always goDutch. A bill splitting app where you can split bills with friends, track expenses and settle via UPI, all in one place.

Most places for a stay are much cheaper now. Hence, one can get a more luxurious experience while keeping it under budget. Here’s to living in the moment rather than being buried in bills.

Why Choose goDutch?

Don’t Just Split But Also Settle
While most apps help you keep track of your group expenses, you need to go to a different UPI app to pay your friends and settle the expenses. Here, it’s all done in one place.

Pay Rent The Smart Way
An all-new feature where you and your roommates can pay rent via UPI or credit card and goDutch will collect it and directly transfer it to your landlord. No more arguments or hassles when collecting rent, here’s an organized system for every month. And you can use the bill-splitting features to keep track of other household expenses too!

Pay Automatically With Friends Using The goDutch Card
Pay a group bill in one go using the goDutch virtual card. First, all group members link their respective payment methods to the card. Then when a transaction is made at any online merchant, each member’s share is automatically deducted from their linked payment method. You can activate/deactivate groups to maintain control over the transactions. Hence, there’s finally a quick and safe way to sort group bills so that you can focus on having a good time with friends!

Import Previous Expense
In case you were already using another bill splitting app such as Splitwise, thanks to our ‘Import Balances’ features, you can seamlessly transfer your pending balances to goDutch. And hence, be it money you need to be paid back or a payment you need to make, leave no money matter behind.

Avail Exciting Discounts
You can save money while spending it! The goDutch card can access exclusive discounts on top brands like Myntra, Box8Zoomcar, EaseMyTrip, etc…

Chat And Send Reminders
You can have a group chat with friends and keep track of expenses there too, other than on your balance screen. It also notifies you for unsettled payments and allows you to send in-app/SMS reminders to friends.

It’s Free
While some bill splitting apps provide the bare minimum for free, others provide the good features only in Pro versions. But with goDutch, we provide it all for free! 

Now that you’ve read all of this, why just take my word for it?

Go give it a try!

goDutch Now – Download The App

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Gearing Up For A Future Post-Covid

Gearing Up For A Future Post-Covid

We’ve gotten so used to the lockdown life that the possibility of normalcy seems almost too unrealistic. But vaccines are being developed and unlocks are under way. Everyone is joining forces to see a world without the coronavirus.

While we are surviving this battle by staying indoors, might as well plan for our lives in this hopeful future. Maybe a new job, a vacation you didn’t take, a plan you kept for later, here are some ways in which you can make this isolation seem like a prequel to something beautiful:

1. Applying To University

Show-off Swaad Anusaar

There’s no age limit to learning. Even parents and grandparents seek degrees well into their careers or even after retirement. Since, education has gone online during this time, maybe take a second to see whether you’d like to join the first offline endeavour when things restart. Masters Studies, College Wise are great sites to check out degrees or refer to a guidance counsellor. Use this time to prep for GMAT, GRE and CAT entrances as most deadlines are around December. Hence, apply now and enjoy your next September abroad!

2. Updating Your CV

Efficiency Ki Bhi Seema Hoti Hai

Most people glance at their CV during placements and just leave them aside forever post that. It’s time to revisit that resume, add your current experience and maybe even take a gander at your goals and whether they’ve changed over the years. Elon Musk’s CV is one of the best known references and sites like Zety and Resume genius are great references for templates and samples respectively. Maybe a glance at your CV could even determine the career choice you take on next.

3. Looking For Your Dream Home

Kahaani Ghar-Ghar Ki

While most of us are isolated in our homes, many have had to move back to their hometowns. During this time of staying in, we’ve realised the importance of our indoors more than ever. So, why not look for an upgrade or change of pace once everything is back to normal? Sites like NoBroker and MagicBricks or even Facebook groups like Flats Without Brokers provide incredible options across the board.
Move out with friends or a partner, or just go solo, but the apocalypse is a better time to check out a good view to go with it.

4. Exploring Dating Apps

Pyaar Ek Dhokha Hai

The pandemic has forced most people to do the unthinkable, stay indoors and more so, want to make actual connections. When the present seems so unpredictable and we’ve all been bored at home for ages, every possible connection seems like a much needed gift. Many dating apps like Bumble, Tinder and Hinge are coming out of the woodwork to help people find the love of their life in this pandemic. So put yourself out there and maybe you could find your love in the time of corona or at least the motivation to get that quarantine workout started! A win-win nevertheless.

5. Bond With Family

Vacation Nation

Flights opening up during unlocks gives a really high possibility that we will be able to start traveling soon. Staying indoors with family has even made most introverts dream feel a sense of wanderlust. MakeMyTrip has its exclusive planner as a one-stop shop for planning and bookings but there are also blogs like PracticalWanderlust which highlight personal experiences to ensure that you make an informed decision. When it comes to the trip itself, group expenses apps like goDutch are a must-have. Enjoy your holiday care-free as you split bills with your friends, track balances and settle via UPI with just the click of a button. Make the world your oyster and explore away!

All of this dreaming and planning for 2021 is the best way to make the most of 2020. From studying abroad to travelling or even just thinking about your dream purchases, the ray of hope goes a long way.

Rather than wonder about when we’ll finally be able to go out, it’s time to think about what we’ll do once we’re out!

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5 Incredible Ways To Optimise Your Daily Life

5 Incredible Ways To Optimise Your Daily Life

Quarantine life can seem endless. Every day seemingly the same with a mundaneness taking over. But in this time of absolute chaos, focusing on yourself can bring about a semblance of normalcy. And not all of us are naturals like Marie Kondo and might need some extra help. That’s where technology comes to the rescue.

Here are some ways to be productive with the apps that help you do it :

1. Reduce Social Media Usage

Message Received

Social media can be a boon and a curse at the same time. While it can be an escape from grim realities, it can also be a virtual quicksand that seamlessly eats up all of your time. In order to get work done and even reduce harmful amounts of screen time, apps like App Block and Anti-Social are great. App Block can block annoying apps and notifications between specific times so that you can focus on work whereas Anti-Social scores you based on your smart phone usage, making you realise the magnitude of it. Hence, helping you live in less of a virtual reality.

2. Work Towards Getting Healthier

Fitness Is My Passion

You might not want to aim for a quarantine body but even 20 minute workouts a day are a help for the necessary dopamine release. Between the cacophony of news and work zoom calls, you need to find time for yourself. Apps like Headspace help you work on guided meditation sessions to help you deal with any other anxieties in your life. There’s even 30 Day Fitness with a month long fitness plan where the definite time helps keep you motivated to reach your goals. There might be pain but there will definitely be exponential gain.

3. Keep Track Of Your Finances

Mo’ Money Mo’ Problems

Money is usually a problem for all millennials. We suddenly go from a relaxed life in college to rent and taxes in the blink of an eye. Banking apps like ICICI, HDFC, SBI and more play a great role here as they’re extremely easy to use and help you keep track of your money in an instant. When it comes to spending that money wisely, bill-splitting apps like goDutch help. You can split your bills and even settle them instantly via UPI. You can also keep track of your expenses and even send reminders for pending payments. Becoming a personal finance whiz is just a click away.

4. Take Note Of Your Work

Somehow I Manage

When it comes to your daily work itself, the monotony can lead to unintentional slip ups. Sometimes, even noting things down isn’t enough. Here’s where apps like Todoist help which organise your tasks and set reminders for the same. When it comes to ideas that come to you at random times of the day, Evernote is a gem as it helps you take these notes and syncs across all of your devices. Keeping your work organised is what eventually helps to truly facilitate a work-life balance.

5. Calm Your Nerves

Relaxation Nation

Relaxation isn’t limited to meditation. It can actually be a fun activity with games. Calming games like Terrarium and Infinity Loop help relax your brain in between the downward spiral that is 2020. Solve puzzles on the phone to fix the mess that are the thoughts in your mind. A pandemic can be overwhelming on the daily hence, employing such techniques is necessary to de-stress.

Technology has helped us understand the possibilities of multi-tasking. But, we mustn’t forget that at the end of the day, we’re all still human. Hence, it’s necessary to fight fire with fire and use that very technology to ensure that there isn’t a complete takeover of our lives.

Hopefully, these tips help you go from being buried in technology to actually living life by transforming you from Mr. Robot to Mr. Worldwide.

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How To Make Money From Your Hobbies ft. Phoebe from ‘Friends’

How To Make Money From Your Hobbies ft. Phoebe from ‘Friends’

From the fitness turned business influencer, ‘BeerBiceps’ to the housewife turned chef icon ‘Kabitas Kitchen’, social media has helped many Indians turn their hobbies into a full-time career. Even the biggest names in YouTube like ‘MostlySane’ and ‘BhuvanBam’ never thought they’d have a chance to quit their day job and pursue their dream of making comedy videos full-time.

But if the pandemic is any evidence, content is needed now more than ever and mediums keep popping up to connect it to its consumers.

Even with the death of TikTok many replacement apps like Triller, Roposo and Moj popped up in no time and the biggest twist being Instagram starting its own reel feature as an in-built version of the same.

So, here are the steps you need to take in order to turn your hobby into a possible career –

1. Brand Yourself

gif-(1)

What’s In A Name?

Whether it’s cooking, fitness, music, comedy or anything else, make it your identity i.e. the very thing you’re known for. For starters, showcase your work on social media. Make it your digital CV of sorts. Gauge your competition, see what everyone else is doing and eventually come up with how you’ll do it differently. In a time where a meme like ‘Rasode Mein Kaun Tha’ went viral and brought a well-deserved fan following overnight to a talented musician, the sky is the limit! Get creative and carve your niche and maybe someday you too can get a music video for a song about your very own stinky pet.

https://digitalmarketinginstitute.com/blog/10-steps-to-building-your-personal-brand-on-social-media

2. Leverage Technology

gif-(2)

From Not-working To Networking

It’s time to inform everyone that you will be taking requests. From cooking/fitness tutorials to freelance graphic designing, there are tons of ways to make money. Use technology like Zoom for conducting classes/webinars, Insta live for engaging with your followers and even platforms like Patreon for monthly memberships with custom work. Make your friends share your work on social media and don’t forget to reach out to other people for collaborations. Keep a track of referrals from existing clients. While most jobs need prior experience, here there’s a level playing field. You’re your own boss, the office is at your laptop, so simply, let your work speak for itself.

https://www.businesswest.co.uk/blog/8-effective-ways-promote-your-business-social-media#:~:text=Provide%20Value,that’s%20beneficial%20in%20some%20way

3. Figure Payment

gif-(3)

Be Your Own Vasooli

You might be new in the scene, but never undercharge. You may start with a few free projects in the beginning to get the word out and build some credibility. But after that, know your worth and ask for it. Ensure that everything is documented, send invoices, keep track of payments too. Apps like goDutch can be beneficial for this very task as you can receive payments there via UPI, keep track of them and even send reminders if there are delays. You can even set up online stores like Etsy and InstaMojo for merchandise as you expand your revenue model. This hobby could possibly be a full-time career so treat it with the utmost seriousness. Put all of your energy in delivering your best work and get your money from all clients and punks alike.

https://workfrom.co/magazine/story/calculate-freelance-rate-like-pro

4. Learn To Say No

Un-yes

At first you might hope to take every opportunity you’re getting. But there’s a point where you need to differentiate between a difficult project and a difficult client. Bad clients will be detrimental to your business in every way possible. They’ll pay poorly, be extremely difficult to work with and then at the end of it all they won’t even be the ones you could rely on for a good review. Save your energy and learn to say no to such clients and before you know it, you’ll find someone else who actually values your work.

https://www.fastcompany.com/90230466/heres-when-you-should-say-no-to-that-freelance-assignment

5. Set Future Goals

gif-(5)

What’s The Game Plan?

Think about where you see this hobby going. Whether you want to turn it into a collaborative effort or a solo business and when exactly you see all of this happening. Set up milestones that you desire to achieve. Think of what resources you would need to hit each milestone in your journey – from hiring additional team members to turn it into a larger business or simply investing in more equipment for a solo initiative. This might sound overwhelming, but all of this planning helps in the long term. Don’t be afraid to learn, consult others and explore all available options to come to an informed decision. Take it step by step and stay on high alert to get the most out of your talent. And before you know it, you’ll have way more than just a ‘pla’ to put into action.

https://www.legalzoom.com/articles/10-tips-to-turn-your-hobby-into-a-business

YouTubers and other social media influencers have made the get-rich-quick idea seem almost too easily achievable. But the reality is that for every successful one, there are hundreds or even thousands who are still trying or simply didn’t make it. Hence, rather than being pessimistic or going all starry-eyed towards your dream, a strategy is imperative.

Keep your day job, give your one hundred percent to the hobby and gradually, hone your hobby into a medium of steady revenue.

People are starting businesses even in this pandemic as we speak.
So, what are you waiting for?
Your dream is just a click away.

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