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goDutch – The Perfect Third Wheel For Your Date

goDutch – The Perfect Third Wheel For Your Date

The pandemic gave us unforeseen challenges and dating was one of them. The definition of dating changed and virtual dates were added to the dictionary. Dating apps like Tinder and Bumble witnessed a 140% surge in the number of users in the lockdown. But things are going back to normal and you can finally meet the cute guy/girl you matched with!

goDutch is here with you on every step of your romantic adventure and is the true third wheel you deserve –

1. The First Date

You’re on a date with the cute guy/girl you matched with, feeling amazing about yourself, joking and flirting and having a jolly time but it’s now coming to an end and the bill has arrived!

One person usually ends up paying the bill for both. But times have changed! Chivalry is now a two-way street. Splitting bills on dates is the new norm and we are here to make it easier than ever! goDutch lets you add an expense on their contact number and automatically splits the bill and on unfortunate times when you forget your wallet/purse, it even lets you settle your share later via UPI!

2. It’s Official

After a few dates, you two finally start dating! It’s a brand new relationship and you want to spend most of your time together. You explore around the city and go to restaurants or watch a movie together. But you also want to keep track of your expenses so that you don’t go broke!

With goDutch, you can add expenses of your dates, track them and even chat with your significant other so that you never lose a record of your cherished moments together!

You are having the time of your life with them and before you realise, your first anniversary is coming up! You can just scroll up your chats on goDutch and look at your previous date nights to recreate them on your special day.

3. You And Me Against The World

Things are going great with your partner so you go from exploring the city to exploring the world together. Vacations are meant to blow off some steam and keep the stress, anxieties and calculations away to just have a peaceful and adventurous time with our favourite human. But holidays come at a cost and it’s a tedious task to calculate your share for everything while simultaneously trying to have the time of your life.

Wouldn’t it be easier if your share got automatically deducted so that you can truly enjoy without worrying about the trivial things? Well, goDutch card does exactly that!

You and your partner just have to link your respective payment methods to the goDutch card and whenever you pay with the card, your share is automatically deducted. You can also avail exciting discounts on brands like Myntra, Swiggy, Box8, etc to truly go crazy when pampering your better half.

4. Making Moves

You both are now ready to take things to the next level and decide to move-in together! Live-in relationships make your bond stronger than ever and help you get to know the other person better. But a majority of this time spent together goes in daily chores where you could very soon go from being in each other’s arms to at each other’s throats.

How to keep track of regular grocery expenses and monthly subscriptions without the hassles and the blame game of who forgot to pay? With goDutch, your recurring expenses will be added automatically each month! Hence by avoiding such speed bumps, it ensures that your relationship is a smooth ride.

We may or may not get a Bollywood style romantic story but in order to find true love we need to put in the effort and take chances. It’s not about the frills but also the work and goDutch ensures that it’s done easily.

Hence, this Valentine’s day when you take a chance on love….
Don’t forget to take a chance on goDutch!

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Optimising Your Small Business For Its Big Dreams

Optimising Your Small Business For Its Big Dreams

There are over 42 million small businesses in India which employ a whopping 40% of India’s workforce! What are small businesses, you ask? Small businesses are privately owned corporations, partnerships, or sole proprietorships that have fewer employees and lesser annual revenue than a regular-sized business or corporation. They can range from an advertising agency to even an online tutor!

Small businesses are a major foundation of the economy and have a personal touch to their products/services with their customers’ best intentions at heart!

They are creative with their products and strive not only for profits but for the goodwill of their customers as well. Managing finances is one of the many problems that small businesses face and that often is the reason behind their failure but goDutch won’t let that happen!

Here are some ways you can optimise your business using goDutch –

1. Daily Expenses

You are pumped to get started with the day but your employee tells you that your computer has crashed and now you have to call the repair guy. As your computer is getting fixed, it’s 11am and time for a hot cup of tea for everyone! You pay the bill for the computer and the tea but where do you account for it? These daily and miscellaneous expenses often go unnoticed and unaccounted for. It can burn a huge hole in the pocket and is a silent killer for the business. But goDutch is here to your rescue! Each employee can add the expense that they’ve tentatively paid for and then later settle it with HR and get reimbursements via UPI! From travel expenses to cost of raw materials, one can simply check the created group to see the purchase history in the click of a button!

Also, when the payments get haphazard with different employees paying during an all-hands-on-deck situation for work or even breaks and lunches, the ‘Simplify Balances’ feature will easily help sort the tally for the final countdown.

Hence, the app handles the little bumps in the road so that your overall journey is a smooth ride.

2. Dealing With Debtors

Dealing with debtors is a nightmare! You give them discounts, concessions or even an extended credit period, yet they never seem to settle their bills on time. You call to remind them about their unpaid bills only to hear excuses. Your money is stuck with them and you may even run out of cash sometimes. Now, no one wants to face this kind of situation, right? It’s a wake up call for you to get matters into your hands!

Thanks to goDutch, you can now easily create a group, add an expense on their contact number, chat with them and most importantly, skip the awkward reminders on call and let goDutch send them a reminder via SMS. You can always refer to the previous groups to keep track and refer to the history of each expense and its purpose.

Why work hard? When you can work smart!

3. Figuring Rent

With goDutch, you can easily keep track of all your expenses from snacks to furniture to raw materials and even rent! Employees who’ve moved cities and are trying to figure rent with roommates, needn’t worry. The goDutch app helps put your rent on autopilot! Each flatmate pays their rent via their respective payment method and the app pools it together and directly transfers it to the landlord every month!

An app that truly brings balance in not only your work but also your life. Best part – it’s free!

4. Logging Previous Payments

As an owner/employee of a small business, you play multiple roles of a delivery man, marketer, accountant and often have to help people for the smooth functioning of your business. Between all this chaos, it’s difficult to keep things organised and it later becomes a huge problem. One such problem is organising your expenses and payments which you wrote down on the back of your diary on a busy afternoon and then forgot. With our ‘Import Balances’ feature, you can import outstanding balances with your vendors, employees and business partners.

Now, you don’t have to turn pages. Just scroll and be on a roll!

5. Miscellaneous Spendings

Being a business owner or working for one for that matter always keeps you on your toes but ek break toh banta hai! After a long and successful day, it’s now time to relax. Maybe you go out for drinks with colleagues or grab a meal together in the office canteen or order a fancy dinner!

We all want to savour these moments where we keep the work aside. But it ends up being an added task to calculate everyone’s share and then remind everyone to pay it back. Time to truly be on the go by conducting group expenses in real-time using the goDutch card. You and your peers simply have to link your respective payment methods, just one person uses the goDutch card and the amount will be deducted automatically from everyone’s accounts!

No more waiting to get your money back, split and pay on the fly!

goDutch has several other features like ‘Simplify Balances’ to de-clutter all of your bills and find the overall pending balance and along with that even discounts on Swiggy, Myntra and many other brands so that you can even save money while spending money! Moreover, if you refer a friend, you could get ‘Udhaari Credits’ which help you save money on future transactions.

So, what are you waiting for?
goDutch now!

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5 Ways To Holiday On A Budget

5 Ways To Holiday On A Budget

After 9 months of being locked inside our houses and daydreaming of the beaches in Goa, mountains of Manali or the food of Rajasthan, people are finally on the move!

While we already know what precautions to take to save ourselves from the virus, precautions with regards to spending your money can be of great help too!

Here are some tips to save enough money while travelling to also buy the outfit or sneakers you’ve been dreaming of :

1. Get There Smartly

Booking flights is a hassle and let’s be honest, expensive too. Flight tickets sometimes cost a fortune and leave us with not much money to spend on our trip. Websites like Skyscanner and EaseMyTrip give you the best deals on flights so that you always fly high!

Pro-tip: Set the departure date as the whole month. It will show you the prices of flight tickets on all days! You can easily compare the fares and choose the best day to travel accordingly!

If you are a person who likes to enjoy the picturesque view of the country, then train travel is for you! Yatra.com and IXIGO affiliated with IRCTC have an easy-to-use interface where you can easily book train tickets, check your PNR status and even cancel your booking with no extra cost(except standard charges). So board that next train to nowhere! For a truer road trip experience, you could try buses with affordable fares on Redbus.

From genius to indigenous

2. Live In Hostels

From staying on bunk beds to sharing a cool common area, play area, common kitchen and doing fun activities throughout the week, living in a hostel is an unforgettable experience. Hostels are a junction for people from all around the world. You meet people from different cultures, regions and countries altogether! But the best part about staying in hostels is that it is pocket friendly!

Brands like ZostelMoustacheBackpacker Panda have a chain of hostels around the country. There are a variety of options to choose from. The interiors are lively and fun which makes it more fun than ever.

Booking.comAgoda and Hostelworld have a variety of hostels listed and reviewed by genuine travellers hence, you can make an informed decision to find the perfect fit for you!

The world is your oyster

3. Credit All The Way

People often overlook the perks of credit cards and miss out on some great opportunities to save their money! Credit card companies reward their customers with reward points which can later be redeemed to get heavy discounts on travel bookings, merchandise, restaurants, groceries and much more. If you are a college student, we know that you are always on the lookout for discounts and coupons. GrabOnCouponDunia and CouponMoto have coupons and gift cards ranging from travel to food to accommodation and  entertainment and much more! Browse their website and don’t pay the full price for anything, ever!

Get your money’s worth

4. Eat Local

While thinking about our trip, we take into consideration everything but food. Food is one place where you cannot be stingy. But instead of eating at restaurants, you can try the local street food! It’s delicious, authentic and fills your tummy when you are short on budget.

Youtubers like The Food RangerVeggie PaajiPriyanka Tiwari travel around the country and make mouth-watering street food videos! When travelling with friends and eating out, it’s always a hassle to keep track of the expenses and sometimes you end up paying for your friend who never seems to pay you back but that problem can be solved with goDutch – a bill splitting app where you can split bills with friends, track your expenses and settle them via UPI.

While eating local is pocket-friendly, it’s not always healthy. You can always cook your own food in the hostel you are staying in. Buy groceries, coffee sachets, snacks from the local market and stores, go in the kitchen and become the next Gordon Ramsay! And you can keep track of all of these expenses on goDutch too with just the click of a button!

Food for thought

5. Be Your Own Guide

Before going to a place, watch YouTube videos or read blogs of travellers like The Shooting StarTravel Tales from India and Abroad to find out about the hidden gems of the city/country that often go unnoticed. Make an itinerary of your trip to avoid last minute bookings so that you don’t miss out on sights!

Locals are what makes us fall in love with places. They are friendly, they give the best food recommendations, tell you about the city and it’s secrets and often leave you with a heavy heart when you come back home. Ask them to guide you around the city.

Travel in local trains/metros/buses instead of cars/cabs, go on foot if the place you are visiting is nearby. Apps like Moovit and Ridlr provide you information about real-time traffic, local trains, buses of virtually any city you go in!

Saving money is an extremely useful habit (especially for young people) which has its own perks! It makes you smarter in managing your money and in a pandemic where many people lost their jobs or had their incomes slashed, saving money for the future is a smart choice instead of mindlessly spending it on things which you don’t even need.

Go solo

Travelling doesn’t necessarily mean draining your savings, if you’re smart about it.

So feed that wanderlust and travel away!
But also use these tips and your savings will be here to stay.

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